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From bank account to better checkout.

Add bank payments alongside cards. Keep the activity in one place.

Learn moreSee a demo ›
Illustrative checkout with card, wallet, bank and crypto options
  • Bitunix
  • Blofin
  • PackDrawPackDraw
  • Leveledup TradersLeveled Up Traders
  • Roobet
  • MundPay
  • Fulfillment Pros
  • Crush Research
  • Betonline.ag
  • Cornerstone ATS
  • PackDraw
  • Leveled Up Traders

Different rails. One clear record.

Match the bank payment method to the market and the moment.

Give customers another way to pay.

Offer supported ACH and SEPA flows for eligible customers and markets.

Explore the fit ›
Illustrative transaction list with payment methods and statuses
Illustrative payment verification and authorization flow

Pending isn’t paid.

Follow processing, completion, and returns before deciding what happens next.

Close the loop.

Connect payment references to balances and reporting so your team can reconcile with context.

Illustrative transaction status and intelligence cards
“We needed more than payment processing. We needed a team that understood fraud prevention, chargeback management, and how those decisions affect the customer experience. Acru helped us bring those pieces together and stayed involved through implementation. That depth of support was missing from our previous provider.”
Wellington Vicente

WellingtonFounder, MundPay

“With our previous provider, every question started with a support ticket. With Acru, we have direct access to people who know our business and take ownership of the next steps.”
Fulfillment Pros

GilFounder, Fulfillment Pros

“Acru offered more competitive processing rates without compromising on service. Their team walked us through the pricing clearly, giving us a better understanding of our costs as we grow.”
LeveledUp Traders

DanCPO, LeveledUp Traders

“We needed room to scale without processing caps holding us back. Acru helped us establish a setup that supports our volume and gave us confidence to plan for continued growth.”

MikaelCFO, Solstice

“Adding alternative payment methods through Acru helped us serve customers who prefer options beyond traditional cards. We could offer more choice through a consistent checkout experience, without managing a separate integration for every method.”
Bitunix

RobinHead of Payment Acquisition, Bitunix

From payment complete
to money in motion.

Follow into balances, settlement, payouts, and supported
money movement. All connected to the transaction that started it.

Learn more

Frequently
asked questions

Bank payments move funds through bank rails rather than card networks. Confirmation, settlement, returns, and customer authorization work differently. A submitted bank payment may remain pending before its outcome is known.

No. They serve different markets and have different account formats, currencies, authorization rules, and return processes. Choose the rail based on the customer’s bank and your approved program, not just the checkout label.

Depending on the rail, a payment can later be returned for reasons such as insufficient funds or an authorization issue. Keep returns connected to the original order and decide how your business handles fulfillment and recovery.

Show that the payment is processing, retain their order reference, and explain whether fulfillment is waiting for confirmation. Do not encourage a second payment simply because bank processing is not immediate.

Ask for a written scope naming the methods, markets, currencies, integrations, and responsibilities included in your program. Separate capabilities available at launch from planned work so the implementation and commercial terms match.

Agree on a test plan with the implementation team: successful and failed outcomes, pending states, retries, refunds, and reconciliation where relevant. Confirm which test environment and production checks apply to your setup; a simulated success is not proof that every live rail is enabled.

Build bank payments into the flow.

Timing, returns, and eligibility vary by rail and approved configuration.

See a demo
Acru

More possibility.
Less between you and it.

Accept payments

  • Payments overview
  • Card processing
  • Checkout
  • Bank payments
  • Digital wallets
  • Alternative payment methods
  • Subscriptions

Move money

  • Payouts overview
  • Real-time payments
  • Push to card
  • Settlement
  • Digital assets

Platforms & operations

  • Platforms
  • Merchant onboarding
  • Split payments
  • Reporting & reconciliation
  • Developer platform

Risk & intelligence

  • Risk overview
  • Authorization
  • Chargeback protection
  • Security

Solutions

  • Ecommerce
  • Fintech
  • Gaming
  • Marketplaces
  • Remittances
  • Global payroll

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